THE SALE OF SECURITIES, INVESTMENTS, OR INSURANCE

• Unsuitable investment recommendations by financial advisors based on an investor's objectives, risk tolerance, experience, financial needs, and other considerations

• Mismanagement of retirement accounts (IRA, 401(k), etc.)

• The overconcentration of an investment portfolio in one industry sector or investment type

• Twisting and churning of investments over time

• Unauthorized transactions in investment accounts

• Negligent supervision of financial advisors

• Unapproved investments (securities not held or offered by the brokerage firm) sold by financial advisors (known as "selling away")

• The expungement of disclosures (e.g., customer complaints) from the CRD system and BrokerCheck reports